Life-n-Loans Limited

Life-n-Loans Limited is a mortgage advisory practice based in New Zealand, providing expert mortgage advisory services including home loans, refinancing and business lending for clients in Auckland. Our team offers financial planning, insurance and debt consolidation services, helping clients achieve their mortgage goals.

WHO WE ARE:

• We are a team of experienced and qualified mortgage and risk advisers with up-to-date knowledge of the home loan, banking and financial market in New Zealand.
• Our approach is centred around creative lending and financial thinking, providing clients with the right financial advice for their unique situations.
• We have helped a wide range of clients, from first-home buyers to established businesses, with mortgage, financial and lending advice.

WHAT WE DO:

• We offer mortgage advisory services, including sourcing the right borrowing and implementing effective strategies for faster, lower-interest repayment.
• Our services include first home buyer advice, Kiwisaver guidance, self-employed lending, bank alternatives and refinancing options.
• We provide financial information and guidance on using Kiwisaver for first home purchases, avoiding pitfalls with first home loans and paying off mortgages faster.

WHY CHOOSE US:

• We provide expert, unbiased advice, helping clients make informed decisions about their mortgage and financial options.
• Our team is dedicated to finding the right solution for each client, taking into account their unique circumstances and goals.
• We offer a personalized approach, taking the time to understand each client’s situation and providing tailored advice and guidance.

FAQ
1. What is the best way to use my Kiwisaver for a first home purchase?
The best way to use your Kiwisaver for a first home purchase is to understand the options available and seek expert advice. Our team can provide guidance on using Kiwisaver for first home purchases, helping you make an informed decision.

2. How can I pay off my mortgage faster?
Paying off your mortgage faster requires a combination of strategies, including making extra repayments, consolidating debt and refinancing to a lower-interest loan. Our team can provide personalized advice on the best approach for your situation.

3. What options are available if I have been turned down by my bank?
If you have been turned down by your bank, there are still options available. Our team can help you explore alternative lending options, including non-bank lenders and specialist mortgage products, to find a solution that meets your needs.